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Contractor Financing

20 posts

BNPL vs Installment Financing: Which Fits Home Services?
Contractor Financing

BNPL vs Installment Financing: Which Fits Home Services?

BNPL apps are built for six-week, sub-$1,000 purchases. Essential projects like battery storage, EV chargers, and water filtration need a different structure. Here's the comparison contractors actually need.

July 13, 2026
Water Testing to Financed Install: The Full Customer Journey Explained
Contractor Financing

Water Testing to Financed Install: The Full Customer Journey Explained

A step-by-step walkthrough of the water treatment sales workflow: water test, system recommendation, quote, financing application, approval, and funded install.

July 11, 2026
Seasonal Demand and Financing: Smoothing Cash Flow Through the Slow Season
Contractor Financing

Seasonal Demand and Financing: Smoothing Cash Flow Through the Slow Season

Payroll and lease payments do not take the slow season off. Here is how a standing financing offer keeps deals closing and cash moving between peak seasons.

July 10, 2026
How Does Contractor Financing Work? A First-Time Dealer FAQ
Contractor Financing

How Does Contractor Financing Work? A First-Time Dealer FAQ

Six questions come up in nearly every first conversation a contractor has with a financing partner. Here are straight, sourced answers before you make that call.

July 7, 2026
How Do Installers Qualify Customers for Financing?
Contractor Financing

How Do Installers Qualify Customers for Financing?

Qualifying a customer for financing does not start with a hard credit check. It starts with a soft pull, the right info, and documented consent. Here is the exact workflow.

July 5, 2026
Water Softener and Whole-Home Financing: A Dealer Guide
Contractor Financing

Water Softener and Whole-Home Financing: A Dealer Guide

How water softener financing programs work for dealers: which systems qualify, how to present a payment plan, the bundling math, and what to look for.

June 25, 2026
EV Charger and Battery Bundle Financing: 2026 Playbook
Contractor Financing

EV Charger and Battery Bundle Financing: 2026 Playbook

Most installers quote an EV charger and a battery storage system separately: two truck rolls, two approvals, two sales cycles. One multi-vertical financing program changes that math. Here is the full playbook for 2026.

June 24, 2026
How to Raise Average Ticket Size Using Contractor Financing
Contractor Financing

How to Raise Average Ticket Size Using Contractor Financing

Contractors who present financing on every quote raise average ticket size by 15%. Learn three moves: good-better-best pricing, scope expansion, and bundling.

June 18, 2026
Financing Terms Explained: APR, Term Length, and Monthly Payment Math
Contractor Financing

Financing Terms Explained: APR, Term Length, and Monthly Payment Math

APR, term length, and monthly payment are the three numbers every contractor needs to own. This guide explains each one in plain language and shows the math behind the monthly figure your customer actually cares about.

June 18, 2026
How to Set Up Customer Financing for Your Installation Business
Contractor Financing

How to Set Up Customer Financing for Your Installation Business

Setting up contractor financing is not a months-long process. Here are the 6 steps from dealer application to first financed install.

June 17, 2026
How to Offer Water Filtration Financing to Customers
Contractor Financing

How to Offer Water Filtration Financing to Customers

A setup tutorial for water dealers: five steps from no financing program to closing financed deals, with what to do, in what order, and what to tell your team.

June 16, 2026
How to Offer EV Charger Financing to Your Customers
Contractor Financing

How to Offer EV Charger Financing to Your Customers

EV charger installs die at the price reveal. Learn the 5 steps to add installer-controlled financing, cover 100% of install labor, and close more jobs.

June 16, 2026
Best Contractor Financing Companies in 2026
Contractor Financing

Best Contractor Financing Companies in 2026

Mosaic filed for Chapter 11 in June 2025. The 2026 shortlist of reliable contractor financing partners is smaller. Here is how to evaluate what is left.

June 15, 2026
Financing After the Solar Tax Credit: A Contractor's Playbook
Contractor Financing

Financing After the Solar Tax Credit: A Contractor's Playbook

The residential solar tax credit (Section 25D) ended December 31, 2025 (IRS). Here is how installers keep closing projects with financing and standalone battery storage.

June 10, 2026
Dealer Fees Explained: How to Read a Financing Program Before You Sign
Contractor Financing

Dealer Fees Explained: How to Read a Financing Program Before You Sign

A dealer fee is the discount a lender takes when it funds a loan. The risk is not the fee, it is where it hides. Here is how to read a financing program before you sign.

June 7, 2026
Point-of-Sale vs Marketplace vs Direct Lender: What Contractors Should Know
Contractor Financing

Point-of-Sale vs Marketplace vs Direct Lender: What Contractors Should Know

Point-of-sale is HOW financing reaches your customer; marketplace and direct lender are WHO funds it. Compare the three contractor financing models and the red flags that cost you deals.

June 6, 2026
How Offering Financing Increases Contractor Close Rates (the Data)
Contractor Financing

How Offering Financing Increases Contractor Close Rates (the Data)

Does offering financing increase sales? The data says yes: it lifts contractor close rates and average ticket size. See the conversion numbers behind the kitchen-table close.

June 5, 2026
EV Charger Financing: A Guide for Installers and Their Customers
Contractor Financing

EV Charger Financing: A Guide for Installers and Their Customers

Most of an EV charger install is labor, not the wallbox. A 2026 guide to EV charger financing for installers: real install costs, the bundle-with-storage play, the Section 30C deadline, and how to add financing to the sale.

June 4, 2026
Water Treatment Dealer Financing: The 2026 Guide
Contractor Financing

Water Treatment Dealer Financing: The 2026 Guide

A 2026 guide to water treatment dealer financing: dealer fees, fast funding, credit bands, direct lender vs marketplace, and how to pick a partner you can trust.

June 3, 2026
The Contractor's Guide to Offering Customer Financing (2026)
Contractor Financing

The Contractor's Guide to Offering Customer Financing (2026)

Offering customer financing helps contractors close more projects and raise ticket size. A 2026 guide to dealer fees, direct lender vs marketplace, and launching a program.

June 1, 2026