A free global account in dollars.
Get paid, convert and send money across currencies, with your balance in dollars.
- No minimum balance
- Free to open
- Personal or business
What US$1,000 costs in reais.
- Eos…
- Leading exchange platform…
- Leading digital bank's credit card…
One account, everything you need to move money.
Add and receive in five currencies, straight into your global account.
Send money to bank accounts in seven different currencies.
No minimum balance. Convert only when you want to.
*Held in USDC, a digital dollar.
Your own account in the US.
Add a fixed US routing and account number, in your name, to your global account.
- Get paid by US companies and clients.
- Pay bills, companies and people in the US.
- All in the same Eos app.
The global account is free. A fixed US routing and account number costs US$9.90 a month, or US$1.90 in your first month, and in your second and third months if you move US$10,000 or more.
How your money moves.
Built to move money across borders.
Reliable infrastructure from specialized global payments partners.
Every conversion shows the full cost before you confirm.
Open your account in just 5 minutes.
Pick your account type.
Personal or business, plus the country you live in.
Your details and a photo ID.
Passport or national ID. Either one works. Businesses also add company and ownership documents.
Selfie, review, submit.
A photo of your ID and a quick selfie. Review usually takes up to 24 hours.
Frequently asked questions.
Is this a bank account?
No. The global account is not a bank account. Your balance isn't a bank deposit and isn't insured by the FDIC, the FGC or any other deposit protection scheme. The optional US account details give you a routing and account number in your name.
Who can open one?
Individuals and businesses. Individuals need a photo ID (passport or national ID) and a selfie. Businesses need company details, incorporation and ownership documents, proof of address and an ID for each owner. Opening is subject to verification, and availability depends on your country.
Which currencies can I use?
Add money in Brazilian reais (Pix), US dollars (ACH, wire or SWIFT), Mexican pesos (SPEI), Colombian pesos (PSE) and Argentine pesos (bank transfer). Send to bank accounts in any of those currencies, plus euros (SEPA) and British pounds (Faster Payments).
What does it cost?
Opening is free and there's no minimum balance. Every conversion or transfer shows the rate and fees before you confirm, and the calculator above shows them today. US account details in your name (for ACH and wire) are optional: US$9.90 a month, or US$1.90 in your first month, and in your second and third months if you move US$10,000 or more.
Is my balance in dollars or in USDC?
Your balance is held in USDC, a digital dollar that follows the US dollar, and the app shows it in dollars.
More questions
Which exchange rate do you use?
The rate of the moment, shown together with every fee before you confirm. The calculator above uses today's rate.
Can I pay someone in the US?
Yes. Send dollars from your balance to a US bank account by ACH or wire.
Are there limits?
Up to US$50,000 per transaction, US$100,000 per day and US$500,000 per month.
Is there IOF on reais?
Today there is no IOF when you convert reais in the global account.
How is it reported in Brazil?
Your balance is held in stablecoins, a digital currency tied to the US dollar. Under Brazilian rules, stablecoins are crypto assets, and transactions are reported through DeCripto, the crypto-asset declaration system.
Open your global account.
Free to open, from your phone, in just 5 minutes.
Open an account