Purchase and renovation financing, in one loan.
Purchase and renovation in one loan, with draws released as the work gets done. For investors and homeowners: apply with your SSN or ITIN.
Three investment strategies.
Same property, different horizons. Pick the exit first. The financing follows.
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A thirty-second overview of Fix & Flip.
Cross-border collateral.
Built for international investors: Eos can accept real estate you own in your home country as collateral for your US investment, without having to sell what you already built.
Subject to valuation and credit approval.
Consumer programs for homeowners.
Interior & general repair
24–72 MOKitchens, bathrooms and the work the house needs now.
Talk to us →How the process works.
Check your rate
Two minutes, soft credit pull. See real numbers before anyone calls you.
Get your term sheet
Pick the strategy; we structure purchase, renovation and exit in one plan: total cost in dollars.
Close and fund
Average funding turnaround of 48 hours after approval.
Draw as you build
Renovation funds released stage by stage, so the project keeps its own pace.
“I bought and renovated in Florida with my apartment in São Paulo as part of the collateral. Eos understood both sides of the border.”
Frequently asked questions.
How does cross-border collateral work? +
You pledge real estate you own in Brazil, Mexico, Colombia, Argentina, Peru, Ecuador, Paraguay or Chile. We run a valuation with local counsel and count it toward your collateral package, subject to credit approval.
Do I need a US credit history? +
You can apply with an SSN or an ITIN. We look at the project (purchase price, renovation budget, exit), not just the file.
How do renovation draws work? +
The renovation budget is split into stages. As each stage is completed and verified, the next draw is released. You don't pay interest on money you haven't used yet.
Where does Eos finance properties? +
Investment and residential properties in Texas and Florida. The collateral can come from further away. See above.
Check your rate.
Two minutes, soft credit pull. See your terms before anyone calls you.