Eos channel — financing at your point of sale
Channel

Offer Eos financing at your point of sale.

Installers, contractors and resellers send their customers to Eos at the moment of sale. We are the lender — we underwrite, fund and service the loan under NMLS #2744537. The originator takes no credit risk and keeps the full margin.

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No cost to join · no exclusivity · no credit risk to you

WHAT THE ORIGINATOR GETS
Credit riskNone — Eos carries it
Dealer feeNone
DecisionIn minutes
Funding~48h after approval
OnboardingApply, approve, train

All financing is subject to credit approval. Terms vary by product and applicant.

Why it works

Why originators offer Eos financing.

01

No credit risk to you

Your customer is the borrower. Eos underwrites and carries the loan — your business is never on the hook for it.

02

Full margin, no dealer fee

Most financing programmes deduct a fee from what they pass through to you, which quietly raises the price of the project. Eos does not charge one.

03

A decision in minutes

The customer applies from a digital form while you are still in the room, and hears back in minutes — subject to approval.

04

Their home stays out of it

Home programs are consumer credit that does not touch the equity in the house — no HELOC, and none of the timeline of a mortgage transaction.

How it runs

How the program works.

01

You send the link

At the point of sale, from your phone or your quote. Nothing to install.

02

They apply in minutes

A fully digital form. The initial check is a soft pull and does not affect their score. SSN or ITIN.

03

The decision comes back

In minutes, with a clear monthly payment for the customer. Subject to approval.

04

Eos funds

Average funding turnaround is 48 hours after approval. The customer pays Eos over time.

THE DASHBOARD

The channel dashboard.

Every application in one place, with its current status. When a customer stops halfway, you generate an updated link and they resume exactly where they left off — no re-typing, no lost deal.

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APPLICATIONS Illustrative
Whole-home filtration$6,800 · 60 mo Approved
Roof replacement$18,400 · 72 mo FUNDED
Battery & backup$24,000 · 72 mo RESUME LINK

Amounts and terms shown for illustration only.

Who we work with

The categories we finance.

Residential battery & backup Solar + battery Water filtration Roofing HVAC Outdoor living Auto dealers

Availability of each category depends on the originator and the enrolled product. Selling something else? Ask us.

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Onboarding in three steps.

01

Application

The form on this page. Tell us what you sell and roughly how much of it.

02

Approval

We review the business and enrol the products you will be offering.

03

One training session

Your team learns the flow and the dashboard. Then you are sending links.

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Tell us what you sell and we will come back within one business day.

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No cost to join · no exclusivity · no credit risk to you. We only use this information to reply to your request.

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FAQ

Channel questions.

Something else on your mind? Talk to our team →

Does my business take on any credit risk? +

No. Your customer is the borrower. Eos underwrites, funds and services the loan — if it goes bad, that is our exposure, not yours.

What does it cost to join? +

Nothing, and there is no exclusivity. There is also no dealer fee — Eos does not deduct a percentage from what it passes through to you, so the project does not get more expensive because it was financed.

How long does onboarding take? +

An application, an approval and one training session. There is no integration work required to start — you send a link.

What happens if a customer abandons the application? +

You see it in the dashboard and generate an updated link. They pick up from where they stopped instead of starting over.

Can my customers apply with an ITIN? +

Yes. Underwriting accepts either a Social Security Number or an ITIN, and the initial check is a soft pull that does not affect their score.

I sell something not on your list. Can you still finance it? +

Ask us. Availability depends on the product being enrolled, and the list of categories is not closed.

Join the Eos channel.

Apply below and our channel team will come back within one business day.

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Or write to contact@eosloan.com